Normally I wouldn't post something like this, but I have an issue that is really bothering me and I was hoping to just get some thoughts and prayers. Since I finished my Master's degree in August of 2008, I have had no luck finding a full-time job, and therefore, all of my massive student loans have been deferred since.
I just a phone call today from the governement that I am no longer being allowed to defer, and must begin repaying now, even though I can't make it paycheck to paycheck in my part-time job I did manage to find. The woman made it very clear that she does not care, that I can just default and ruin my life, it doesn't matter to her. (Yes, she actually said that). In these times of extreme economic circumstances, are you kidding me? This is what I get for trying to "better" my life?? Really??
So, I need a miracle at this point. Any thoughts or prayers you can offer would be greatly appreciated, because at this point it seems I have no choice but bankruptcy. This is all really depressing considering the reason I am in this situation (trying to "better" my life), and the fact that I am facing a future of financial ruin - no wedding, no house, no kids - nothing. I have been crying for about 5 hours straight now, so thank you for your time, if anyone is out there and reading!